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About Us

Our Team is Ready to Help you!

With over a decade of experience in the mortgage industry and a background in frontline sales with major banks, we bring in depth experience and a personal touch to every client relationship. We specialise in securing the best home and business loan options for first-home buyers, professionals, and SMEs, carefully tailoring solutions that align with each client’s unique goals.

Our passion lies in helping clients make confident financial decisions, whether you’re buying your first home, expanding your investment portfolio, or growing your business. At Mojo Mortgages, we’re here to simplify the lending process, from loan comparison to final approval, supporting you every step of the way.

Our process can be summarised into 6 clear and easy steps:

1. Understanding Your Needs and Goals.
Our journey starts with an in-depth conversation to understand your financial needs, long-term goals, and unique circumstances. Whether you’re a first-time buyer, a professional, or a small business owner, we tailor our approach to align with your objectives.

2. Researching the Best Loan Options.
With access to 30 different lenders and all of their products, we conduct a comprehensive search and comparison of the market to find the loan options that best fit your situation. We work for you—not for any bank—ensuring you get the best deal available.

3. Presenting Transparent, Tailored Solutions.
Once we identify the best loan products, we will present you with clear, straightforward options, explaining the terms, rates, and features of each. We prioritise transparency and aim to simplify the process, so you feel informed and confident.

4. Managing the Application Process.
After you select your preferred loan, we will handle the application from start to finish. This includes liaising with the lender, gathering necessary documents, and staying on top of every detail to ensure a smooth and efficient approval process.

5. Providing Guidance on Debt Reduction.
As part of our ongoing service, we offer advice on effective strategies for reducing debt quickly. We are committed to helping you achieve financial freedom faster and with confidence.

6. Ongoing Support and Annual Rate Reviews.
Even after settlement, our support continues. We monitor your loan’s performance, provide annual rate reviews to ensure you’re always getting the most competitive rate, and stay available for any questions or adjustments as your financial needs evolve.

Our Team

Meet our team members

Betty Preshaw

Principal Mortgage Broker

betty@mojomortgages.com.au

0412 255 298

With over 10 years as a mortgage broker and more than 15 years in frontline sales with major banks, Betty brings a wealth of expertise and a truly client-focused approach to mortgage broking. Her mission is to provide tailored loan solutions for professionals, first-home buyers, and small-to-medium enterprises (SMEs), matching each client’s unique financial situation—without any alliances to banks. She works exclusively for her clients to secure the best possible loan at the most competitive rate.

Betty is dedicated to making the borrowing journey as transparent and straightforward as possible, guiding clients every step of the way so they feel informed and empowered. Beyond finding the right loan, her advice includes strategies to help reduce debt efficiently, helping you pay off your mortgage as quickly as possible.

Outside of business, she is always up for an adventure with family and friends. During the peak of COVID, she went on an incredible trip with her family exploring Australia in a caravan over 3 unforgettable months. Her dream is to one day, complete a full lap of Australia- in a van!

Let her help you achieve your financial goals and dreams—whether that’s buying a home, expanding your business, or structuring debt to set you up for a secure financial future.

James Brockie

Business Manager

james@mojomortgages.com.au

0402 642 223

James is currently studying a Bachelor of Science and Arts degree at UNSW.

James wears multiple hats within the Mojo team. He processes loan applications and also assists with the annual reprice review of our clients loan interest rates. James's academic background in business, combined with his growing expertise in mortgage broking, allows him to approach each client’s situation with a unique blend of knowledge and enthusiasm.

Outside of study and work, James loves socialising with his friends, staying fit and healthy and enjoys an active lifestyle. He's also a passionate writer, using his talent in writing to craft movie screenplays.

This blend of discipline, creativity and connection brings a fresh perspective to his work and his interactions with clients. With a strong focus on detail and a dedication to exceptional service, James plays a key role in supporting both the team and our clients.

Services

Get the right loan for you

We look forward to helping you with your finance needs. We can help first home buyers, next home buyers, refinancers and investors. Have a look below to see what kind of services we offer, or call us to discuss your specific requirements.

There are literally hundreds of loan products on the market today and it is our job to help you find the right solution to suit your individual needs and servicing ability.

We pride ourselves on delivering proactive service and support. We have extensive experience in all things lending, including:

Supporting First Home Buyers

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant

Investment Loans

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.

Commercial Loans

Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.

Standard Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.

Honeymoon Loans

A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months. After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate. When taking out a honeymoon loan, it’s important to make sure you can meet the potentially higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period if you want to switch to another type of loan.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.

Asset Finance

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.

Why Choose Us

We'll find the loan that's right for you

Whether you are a just starting out with your first home, or you are a seasoned investor, we are committed to providing you with the right home loan to meet your needs. We will discuss every aspect of your loan with you and ensure you understand the fine details – like competitive interest rates, offset facilities, unlimited additional deposits and redraw facilities. You can rely on us to provide you with customer service that you will value for the life of your loan, and that we will continue to support you in achieving your future goals.

Putting our customers at the heart of everything we do sets us apart from our competition. Our commitment to you, our borrowers:

We will be easy to do business with
You will talk to a real person
We will get back to you
We will go the extra mile, every time
We will listen to what you want
We will provide home loan options that suit your needs
We will source competitive interest rates
We are here to serve you and ensure you will be 100% satisfied with our service.

We have a dedicated team here in house. When you call us, your queries will be answered by one of our friendly brokers. We will guide you through your entire loan application or re-finance process and provide you with the assistance and advice you need into the future.You can feel confident that you are in safe hands and we will find the loan that’s right for you.

What our clients say..

Betty makes a mortgage such a breeze! Her experience is invaluable when navigating the different products and fine print. I wouldn’t buy property without speaking to her first. Highly recommend.

Sharon and Ian S

Betty went above and beyond to help us with the homeloan. Thanks so much for your flexibility and professionalism.

Tim P and Wendy N

I’ve worked with brokers before, but Betty stands out for her dedication and transparency. She genuinely wants the best for her clients!

Maree M

Thank you Betty, for your dedication and expertise! You made refinancing our home an easy, straightforward experience.

Kellie T

Betty found us a loan that was ideal for our business expansion. Her knowledge and expertise ensured we found the right commercial loan on competitive terms. She was proactive, transparent, and friendly throughout the process. I highly recommend her debt advisory services.

Albert G

Not sure what kind of loan you need?

The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you the money on the interest and fees, or potentially help you maximixe your tax benefits.

Not sure what kind of loan you need for your current financial circumstances? That's our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you the peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.

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Calculator

Use our mortgage calculators to estimate how much you can borrow.

We’ve designed these calculators to give you a better insight into how the lenders will view your loan application.

The information provided by the calculator is intended to provide illustrative examples based on the stated assumptions of your input.
Results are a guide only and do not constitute financial advice or any guarantee that you will be approved for a loan by a lender.

You should always discuss your individual circumstances with a representative of Mojo Mortgages before placing your deposit or purchasing any property.

Get in touch today

When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with professionals who have your best interests in mind now and in the long term.

We have many years of experience in finance and professional mortgage broking. Our aim is to find you the best loan for your needs, and to make the process as simple and transparent as possible.

Please get in touch with us today.

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Specialists in Mortgage Broking and Lending